Yuma, Arizona: health insurance

Yuma is in Yuma County. Here is what Yuma residents should know about coverage.

Coverage in Yuma

Yuma has about 100,858 residents (U.S. Census Bureau 2023 estimate).

Plans for Yuma residents are determined by Yuma County, home to about 213,221 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Yuma County before you choose it.

  • Turning 65 in Yuma? Your Initial Enrollment Period runs seven months around your birthday. Arizona State Health Insurance Assistance Program (SHIP) offers free counseling at 1-800-432-4040.
  • Buying your own plan? Shop through HealthCare.gov (federal Marketplace).
  • Medicaid questions? AHCCCS (Arizona Health Care Cost Containment System) handles applications.

Arizona note: AHCCCS was one of the country's first statewide Medicaid managed-care systems when it launched in 1982, well before managed care became the norm nationally -- Arizona's Medicaid program has essentially always worked through private managed-care plans rather than direct fee-for-service.

Medicare plans leaving Yuma County for 2027

Medicare plans are set by county, so this applies to residents of this city. 8 plans are listed in Yuma County for 2026 but not for 2027, covering at least 8,420 people.

Plan going awayCompanyPeople enrolled (at least)
Wellcare Dual Liberty Sync (HMO D-SNP)
H5590-008
Wellcare / Ambetter (Centene)5,972
Wellcare Simple (HMO)
H0351-053
Wellcare / Ambetter (Centene)1,926
Wellcare Specialty Simple (HMO C-SNP)
H0351-057
Wellcare / Ambetter (Centene)376
Wellcare Giveback (HMO)
H0351-054
Wellcare / Ambetter (Centene)112
AARP Medicare Advantage Access from UHC AZ-15 (PPO)
H2406-129
UnitedHealthcare34
Wellcare Arizona Complete Health Dual Align (HMO D-SNP)
H5590-010
Wellcare / Ambetter (Centene)10 or fewer

See all 8 plans leaving Yuma County →

A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.

Colleges and universities near Yuma

Arizona public institutions include Arizona State University, University of Arizona, Northern Arizona University. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about Arizona colleges.

Do Yuma and Yuma County have the same plans?

Plans are offered by service area, and Yuma falls under Yuma County. A plan that serves Yuma County is generally the one that applies to you.

Do I have to enroll if I call?

No. A call is a conversation about your options.

Yuma residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095 Open 8 AM-10 PM Eastern time

Other major Arizona cities

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 when you want a licensed agent’s help (Open 8 AM-10 PM Eastern time).

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Arizona plans, or go ahead and enroll yourself. Call if you need any help with your application.

Under 65 · ACA

ACA Open Enrollment opens November 1st

Take a look at Arizona plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.

Short-term · TriTerm

Need coverage in between?

Short-term and TriTerm plans can start quickly and help with big unexpected medical bills. They are not ACA plans: they can ask health questions, may not cover pre-existing conditions, and what is offered varies by state. See what Arizona allows.

Questions along the way? Call 855-367-1095 for assistance (Open 8 AM-10 PM Eastern time).